We all see
that wrong doers are out there, waiting to steal our credit card data. These very criminals need credit card
information so they might run up the charges then leave you holding the bags -
with nothing to show for it.
Even though
some are local, most credit card criminals are in far away lands. Worse than that, they like to hide or go by
other names so it’s virtually impossible to track them down.
The most
common way for criminals to get credit card information is through phishing,
which involves a fake email that appears to be sent from your credit card
company.
Normally, this fake email
states that there was an error with your account, or that it was accessed by
unauthorized personnel and needs your attention.
Spotting
fake emails isn’t hard to do - as long as you know what to look for. The most obvious hint for most, is the fact
that they don’t even have a credit card from the company that has sent the
email.
For others, the link is what
gives the fake email away. Anytime you
get an email from a credit card that you believe to be fake, you should always
hover your mouse over the link, then “right click” the link with the mouse and
select “view source”.
If the link is
indeed fake, the website address that comes up will be something other than
that of a credit card company.
The
criminals don’t want you to look at the source for their website, as they
simply want you to click on the link before you look at anything else. Once you have clicked on the link, you’ll
arrive at a website that is usually an exact copy of a credit card
website.
Fake sites normally include
everything that the actual site does, including the logos and banners. Even for the most amateur of credit card
criminals, web pages like this are very easy to create.
Those of you
who have fell victim to this scam, probably realized what you have done little
too late. Once you have entered in your
credit card information, you have done exactly what the criminals wanted and
put yourself in violation of credit card fraud and identity theft.
Once the criminal has your social security
number and credit card information, he is more than likely to use that
information to go on a shopping spree - stealing your money and running up your
account.
If you receive
an email such as this, you should always delete it. Even if you just click on the fake website to
investigate, you may do more harm than good.
Even though you may not enter any information at all, your computer may
get infected with viruses or spyware simply because you clicked on the
link.
To avoid this altogether, you
should never click on a link that you believe to be a fake credit card company
website.
If you do
your part and protect your credit card information, you won’t have anything at
all to worry about. Your personal
information is very important, as you never want it to fall in the wrong
hands.
As long as you protect it, you
won’t have anything to worry about.
There are always criminals out there, which is why you should always be
on guard.
Criminals want your personal
information and your credit card numbers - it’s up to you to ensure that they
don’t get it.
A criminal will do
anything to get what they want, which is why protecting yourself is so very
important these days.
Thank you for your precious time reading this piece.
God Bless!
Labels: Credit Card Fraud, Safety and Security Tips