A
sophisticated crime these days is about looting money to any individual who is
using ATM, and if you did not aware of this, perhaps it could be victimize you
and your relatives.
For
those who are not familiar with the modus operandi of the criminals, I would
like to share it with you, how it works and what devices they utilize in order
to obtain their goal.
Did
you hear About skimming?
Skimming
is a method wherein a device attached to an ATM unit, to let the criminals
steal important information about your account and financial data.
Normally,
ATM scammers use two electronic devices to capture your personal data and PIN
number.
One
device called magnetic stripe a device installed therein, when syndicated
criminals swipe your ATM /credit card all important information about your
account will be obtained.
The
other method used by criminals known as a skimmer, a molded plastic device
attached to the mouth of an ATM machine which imitates the original card slot
and secretly swipe all of your card information.
This
kind of scam has been primarily widespread in recent months, and this
criminality exists universally.
So,
how could you prevent this?
Below
are 4 tips on how to protect your ATM card against ATM skimming.
1.
Check The ATM Machine
Watch
the surroundings prior to use your ATM card. If you notice any unusual on the
machine and dimly lighted spots try to visit another ATM machine.
2.
Guard Your PIN Number
Shield
the screen keyboard and cover your password with your hand, since criminals may
set up hidden cameras to pick up your password, in shielding it scammers can’t
access your data account.
3.
Be Familiar With The Place
When
you see someone or something suspicious near the area, terminate your
transaction and go right away.
To make sure make transaction only in a well-lighted
and crowded area, much better if there’s a presence of security guard or law
enforcement.
4.
Check Your Bank Account Regularly
When
you use your ATM card regularly, you must double check your bank account
statement to detect any unusual transaction.
It is also a better idea to
understand what your bank’s policies and procedures, just in case your ATM card
is stolen or lost, or worst you become victims of ATM fraud.
Keep
in mind not to write down your transaction PIN number just memorize it, in
addition to this, immediately report to your bank, if your ATM card was stolen
or missing.
Labels: Credit Card Fraud, Safety and Security Tips
